What is HomeBuy Direct?
HomeBuy Direct is a government funded shared equity scheme which lets you buy 100% of your new home for as little as 70% of the price now.
The outstanding amount is covered by a loan – interest free for the first five years and at a low rate of interest thereafter, for up to 25 years.*
HomeBuy Direct is a great way for you to afford your first home by overcoming the hurdles of high mortgage costs and the need for larger deposits.
If you are a genuine first time buyer, with a combined household income of under £60K and in employment, you may qualify for a combined government and Taylor Wimpey loan of up to 30% of the mortgage. Priority is given to social tenants and keyworkers.
The HomeBuy Direct scheme is run by the Homes & Communities Agency on participating developments.
So, if you are struggling to climb the property ladder and think you can't afford a mortgage? Think again (even if you have no deposit!).
Search for HomeBuy Direct participating developments using the facilty below and see how we can help you to afford more.
Download the HomeBuy Direct Buyers Guide 
(Requires Adobe Reader)
*Terms and conditions
Taylor Wimpey and HomeBuy Direct will provide a loan for the remaining amount of the purchase price for up to 25 years, secured by an equal second charge over the property. The repayment sum will reflect up to 30% of the market value of the property at the time the property is sold or remortgaged. No interest is payable for the first five years. Low interest rates apply thereafter. Terms and conditions apply and full details will be provided on request. This offer is subject to status and only available on selected developments and properties in England only. It is not offered with any other promotion. Applicants will need to use a mortgage Broker and Solicitor from Taylor Wimpey’s panel, who will act solely for the applicant. Eligibility and affordability for this scheme must be assessed by a HomeBuy Agent. For full details please contact the appropriate Marketing Suite. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.