Help to Buy a new Taylor Wimpey home
Could you benefit from Help to Buy?

With Help to Buy, you can buy a new home with just 5% deposit - whether you're a first time buyer or you're moving on from your existing home.

Help to Buy Scheme

Who can benefit from Help to Buy?

Help to Buy is available to both first time buyers and existing home owners alike and means you can buy a new home with a low 5% deposit.

  • If you’re a first time buyer we know how difficult it is to raise a large deposit to purchase your first home. With Help to Buy you’ll need to save just 5% deposit to get a mortgage, so you could purchase your first home sooner than you thought.
  • If you’re an existing homeowner, you can use Help to Buy to trade up to a bigger property because you only need 5% deposit to move – perfect if you have a growing family and need more space.

The terms of the scheme vary between England, Scotland and Wales, so take a look at the Help to Buy scheme in your area for more information – full details are at the bottom of this page.


The Help to Buy interest free equity loan is exclusively available on new build properties.

Looking for more information?

You can also speak to one of our helpful Sales Executives who can explain how Help to Buy could work for you.

Simply use the search tool to find a new home and call the Sales Executive at the development of your choice.

How does Help to Buy work?

Help to Buy Equity Loan

With the Help to Buy equity loan scheme, you’ll need as little as 5% deposit to buy a new home.

Help to Buy Equity Loan explained

The Government will provide an equity loan of up to 20% of the value of your property and you'll need to obtain a 75% mortgage (80% in Scotland).

You need as little as 5% deposit to buy a new home with Help to Buy, meaning you could move sooner than you thought.

Help to Buy is exclusively available on new homes.

With the Help to Buy equity loan scheme:

  • Both first time buyers and existing home owners are eligible.
  • You will only need a 5% deposit to purchase your new home.
  • The Government will lend you up to 20% of the value of your new build home via an equity loan.
  • The equity loan is interest free for the first five years.
  • You may only need to secure up to a 75% mortgage (80% in Scotland).
  • The Help to Buy equity loan can be repaid at any time or on the sale of your home.
  • The scheme is available across Taylor Wimpey developments in England, Scotland and Wales.

The equity loan scheme details vary between England, Scotland and Wales. Take a look at the terms and conditions for each country at the bottom of this page.