Who can benefit from Help to Buy?
Help to Buy is available to both first time buyers and existing home owners alike and means you can buy a new home with a low 5% deposit.
- If you’re a first time buyer we know how difficult it is to raise a large deposit to purchase your first home. With Help to Buy you’ll need to save just 5% deposit to get a mortgage, so you could purchase your first home sooner than you thought.
- If you’re an existing homeowner, you can use Help to Buy to trade up to a bigger property - even if you have limited equity in your current home, because you only need 5% deposit to move.
Help to Buy is also available with our easymover scheme, which means we'll liaise with your estate agent on your behalf, we'll pay their fees and we'll manage the whole house selling process – making your life so much easier!
The terms of the scheme vary between England, Scotland and Wales, so take a look at the Help to Buy scheme in your area for more information – full details are at the bottom of this page.
How does Help to Buy work?
The Help to Buy interest free equity loan is exclusively available on new build properties. The equity loan could reduce your mortgage repayments, making this an affordable option.
Looking for more information?
You can also speak to one of our helpful Sales Executives who can explain how Help to Buy could work for you.
Simply use the search tool to find a new home and call the Sales Executive at the development of your choice.