When you’re looking to buy a new home, there are times when things can start to seem like an impossible dream.
But fear not. Buying a new home gives you a number of options that can make the ultimate goal of home ownership more affordable and completely achievable.
Help to Buy
Help to Buy is the incredibly popular Government-backed initiative designed to help people buy a home. So far, nearly 50,000 house hunters have taken advantage of it to help them take their first or next step on the property ladder.
And it’s not just one scheme. There are a two options available through Help to Buy, and it's available in England, Scotland and Wales, so whether you’re a first time buyer or moving home, there could be a scheme for you.
The two schemes are:
- Help to Buy Equity Loans
- Help to Buy Mortgage Guarantee
Take a look at our Help to Buy page for more details.
The NewBuy Guarantee scheme aims to help buyers who have a deposit of at least 5% buy a new build home with a much smaller deposit than is normally required. The scheme allows borrowers to secure up to a 95% loan-to-value mortgage on new build properties (houses and flats) from participating house builders in England.
We have a fantastic Part Exchange scheme, whereby we buy your existing home from you for the market value, allowing you to invest in a new home. The service aims to provide a quick and stress-free move by taking away the hassle involved in selling your own home. Part exchanging means there’s no chain involved and the vendor has a guaranteed sale. It also cuts out estate agents’ fees.