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Mortgages

Find the latest information about mortgages and what options are available to you and how we can help.

Base rate reduced by the Bank of England

In May 2025, the Bank of England Base Rate fell to 4.25%, the lowest it has been since March 2023. To find out how this could impact how much you could save with this change, we can put you in touch with an Independent Financial Advisor who will review the whole of the mortgage market and find the best deal to suit you.

Find a new home now

Find the right low deposit mortgage for you

The good news is that the market is currently offering some of the best opportunities to secure a low-deposit mortgage in recent times. According to a recent analysis by financial information website Moneyfacts, the choice of 5% deposit mortgages reached its highest level for more than two years at the start of July.* This means there are more options available than ever to find a mortgage that suits your needs. We can connect you with Independent Financial Advisors who offer competitive rates and products specifically designed for new build homes.

Benefits of a low deposit mortgage

Reduced upfront cost: A low deposit mortgage allows you to buy your dream home sooner with a smaller initial investment
Financial flexibility: Having a smaller deposit frees up your savings for other expenses, like furnishing your new home
Wide range of options: We can put you in touch with an Independent Financial Advisor who can offer a variety of low deposit mortgage products to suit your individual circumstances