If the size of your deposit is holding you back from buying the home you want, then talk to us about Deposit Top-Up. With Deposit Top-Up, we’ll contribute up to another 5% towards your new home in addition to your 10% deposit. We will top up to a maximum total deposit of 15%.
As an example, if you wanted to buy a £200,000 new home, you would put down £20,000 (10%) and we’d boost your deposit by up to £10,000 (5%), giving you a total potential deposit of £30,000 (15%). You may then only need to secure an 85% mortgage. For the same purchase if you put down a deposit of £25,000 (12.5%) we would boost your deposit by up to £5,000 (2.5%), again giving a total deposit of £30,000 (15%).
You’ll need to save a 10% deposit to be eligible for our Deposit Top-Up scheme.
Search our website to find the perfect development for you. Once you’ve found the one, our friendly sales team will be happy to discuss your requirements and help you find the home of your dreams, and check that the home you want to buy from us is covered by our Deposit Top Up scheme and when the scheme will expire on that home.Search now
We’ll boost your deposit by up to 5% of the total purchase price, potentially helping you to move sooner and maybe even giving you access to better mortgage deals by increasing your loan to value. Learn more about Applying for a Mortgage. The deposit top up will be paid to your advisors dealing with your purchase on completion of your purchase of a home from us.
Terms & conditions apply. Offer available on selected plots only, subject to contract and status. Offer is to contribute up to a 5% deposit of the purchase price of the new home you buy from us, payable at the time of completion to your legal advisors dealing with the purchase. Offer only applies if you put down a deposit of at least 10%. We then top up the difference between your deposit and a 15% deposit. Offer does not apply if you put down a deposit of 15% or more. Offer may require reservation and exchange to have taken place by particular dates, which may vary for different plots. Offer may be withdrawn at any time prior to reservation of the relevant plot. Offer cannot be used in conjunction with any other offer. Offer is subject to your lender’s criteria and may reduce the equity to mortgage ratio. Offer may not be accepted by some lenders or may lead to refusal to provide a mortgage based on your circumstances. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Our usual reservations and sales terms and conditions apply. Please speak to one of our Sales Executives for more details.