Help to Buy England


With the Help to Buy scheme, you could buy a new home with just 5% deposit.

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Help to Buy is available to everyone. If you're a first time buyer, you’ll need to save just 5% deposit to get a mortgage, so you could buy your first home sooner than you thought. And if you’re an existing homeowner, you can use Help to Buy to trade up to a bigger property, even if you have limited equity in your existing home.

Where can I get Help to Buy? 

There are two ways to buy a new home with 5% deposit using the Help to Buy scheme.

  1. The Help to Buy interest free equity loan is exclusively available on new build properties. The equity loan could reduce your mortgage repayments, making this an affordable option.Help to Buy is available on all Taylor Wimpey homes in England worth up to £600,000. 
  2. The Help to Buy mortgage guarantee means that you could get a 95% mortgage on the home of your choice.

Read on to find out more about the two ways to buy with the Help to Buy scheme.

I've got a home to sell. Can you help?Help to Buy logo web file

Help to Buy is available with our easymover scheme, which means we'll liaise with your estate agent on your behalf, we'll pay their fees and we'll manage the whole house selling process – making your life so much easier!

How does the Help to Buy equity loan work?

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With the Help to Buy equity loan scheme, you’ll need as little as 5% deposit and 75% mortgage to buy a new home. This could make your mortgage repayments more affordable and is exclusively available on new homes.

With the Help to Buy equity loan scheme:

  • The Government will lend you up to 20% of the value of your new build home via an equity loan
  • You may only need to secure up to a 75% mortgage
  • The Help to Buy equity loan can be repaid at any time or on the sale of your home

Who can benefit from Help to Buy?

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Help to Buy is available to first time buyers and existing home owners alike.

Where is Help to Buy equity loan available?

The Help to Buy equity loan scheme is available across all Taylor Wimpey developments in England up to the value of £600,000.

We also offer Help to Buy under different Terms and Conditions in Wales. 

Looking for more information?

Why not take a look at our Help to Buy FAQ or download the Help to Buy Buyers' Guide. You can also speak to one of our helpful Sales Executives. Simply use the search tool at the bottom of this page to find a new home and call the Sales Executive at the development of your choice.

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How does the Help to Buy mortgage guarantee work?

Help to Buy Mortgage GuaranteeWith the Help to Buy mortgage guarantee scheme, you only need to a 5% deposit to buy a new Taylor Wimpey home.

With the Help to Buy mortgage guarantee scheme:

  • You could get a 95% mortgage
  • You will only need a minimum 5% deposit to buy a new home up to the value of £600,000
  • The scheme is available across all Taylor Wimpey developments in England and Wales

 

With the Help to Buy mortgage guarantee, the Government will guarantee your mortgage up to 15% of the value of the property. 

This makes it less risky for lenders to offer a mortgage to a borrower with only a 5% deposit, and means that they will be able to offer cheaper rates than previously available with a 5% deposit.

Who is Help to Buy for?

Help to Buy is available to first time buyers and existing home owners alike.

Where is the Help to Buy mortgage guarantee available?

The mortgage guarantee is available on all Taylor Wimpey homes in England up to £600,000.

Is there another way to buy with Help to Buy?

Yes - why not consider Help to Buy equity loan, which could make your mortgage repayments more affordable and is available in England and Wales on new build properties.

Read more

Interested?

Search for a new home using the search tool below, then speak to one of our Sales Executives at the development of your choice. You can make an appointment online, give us a call, or simply drop by. We’ll be happy to discuss your requirements.

You can also take a look at our Help to Buy FAQ or download the Help to Buy scheme Buyers' Guide for more information. Terms and conditions apply to the Help to Buy scheme.

Read more