learn about

Forces Help to Buy

The Forces Help to Buy scheme encourages and supports Armed Forces Personnel to buy their own home, by loaning them up to £25,000 for a deposit or to put towards the costs of buying a property.

Borrow up to £25,000 For a deposit on a new home

Forces Help to Buy is a government-run scheme that was launched with the aim to make it easier for Armed Forces personnel to borrow up to 50% of their annual salary (up to a maximum of £25,000 interest free) to put towards the purchase of a home. This could be used for a deposit or other costs such as solicitor’s and estate agent’s fees. The loan is repayable in monthly instalments over the term provided.

The scheme is exclusively available to Armed Forces personnel and is available at many of our developments.

Who is eligible?

Regular Forces personnel that meet the desired criteria can take advantage of the Armed Forces Help to Buy scheme, whether that's to buy their first property or move further up the property ladder.

Service personnel should apply for Forces Help to Buy on their Joint Personnel Administration (JPA is the intranet based administration system used by the Armed Forces) through the self-service application for FHTB. Full instructions for the completion are online in the JPA Self Service User Guide: Applying for Pre-Approval for FHTB.

Find out more