Step 1. You save up to 5% deposit
You'll need a 5% deposit to buy a home with Help to Buy. This is less than you'd typically need to get a mortgage without Help to Buy so you might be able to buy sooner than you thought.
ways to buy
How does Help to Buy - Wales work?
Get on or up the property ladder with Help to Buy - Wales. The scheme is currently available across Wales to first time buyers and existing homeowners.
What is Help to Buy - Wales?
The Help to Buy - Wales scheme means first time buyers and existing homeowners in Wales can buy a new home with just 5% deposit and a shared equity loan of up to 20% of the cost of a new build home. Help to Buy - Wales is currently available on all Taylor Wimpey developments in Wales up to the value of £300,000.First time buyers
With Help to Buy, you'll only need a low 5% deposit to get a mortgage, so you can stop saving and buy your first home sooner than you thought you could.
Existing home owners
If you already own a home but need more space, you can use Help to Buy to buy a bigger home for your family, because you only need 5% deposit to move up the ladder.
Buying with Help to Buy - Wales in 5 easy steps
Step 2. Find your dream home
Search for your dream home in Wales on our website. Book an appointment to speak to a Sales Executive at the development of your choice to discuss more about your requirements and find the perfect home for you.
Step 3. Find out how much mortgage you'll need
Our Sales Executive will put you in touch with an independent mortgage broker, who can help you find a 75% mortgage with Help to Buy and finalise how much you'll need for a deposit.
Step 4. Apply for a shared equity loan
You'll need to apply for a Help to Buy shared equity loan worth up to 20% of the price of your new home. The maximum price of the home you can purchase is £300,000. There is no minimum amount.
Step 5. Let us help you, every step of the way
Don't worry - our team will be on hand to help you to find your new home and to guide you through your Help to Buy application. Your Sales Executive will make sure the process of buying a new home with Help to Buy goes smoothly every step of the way, right up to the day you move in.
And finally... Paying the loan back
The Government backed equity loan of up to 20% of the property’s value is interest free for the first five years.
You can repay the loan at any time or on the sale of your home.
You can repay the loan at any time or on the sale of your home.
Ways to buy
Part exchange
Part exchange your existing home for a brand new one. No chain, no estate agents, no stress!
Ways to buy
Easymover
Let us help make your moving experience stress free with our easymover scheme.