Help to buy
ways to buy

How does Help to Buy - Wales  work?

Get on or up the property ladder with Help to Buy - Wales. The scheme is currently available across Wales to first time buyers and existing homeowners.

What is Help to Buy - Wales?

The Help to Buy - Wales scheme means first time buyers and existing homeowners in Wales can buy a new home with just 5% deposit and a shared equity loan of up to 20% of the cost of a new build home. Help to Buy - Wales is currently available on all Taylor Wimpey developments in Wales up to the value of £300,000.

Step 1. You save up to 5% deposit

You'll need a 5% deposit to buy a home with Help to Buy. This is less than you'd typically need to get a mortgage without Help to Buy so you might be able to buy sooner than you thought. Our Help to Buy calculator will help you find out how much you'll need.
Go to Help to Buy calculator
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Step 2. Find your dream home

Search for your dream home in Wales on our website. Book an appointment to speak to a Sales Executive at the development of your choice to discuss more about your requirements and find the perfect home for you.

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Our Moseley Green development

Step 3. Find out how much mortgage you'll need

Our Sales Executive will put you in touch with an independent mortgage broker, who can help you find a 75% mortgage with Help to Buy and finalise how much you'll need for a deposit. To get an idea of these figures now, why not take a look at our Help to Buy calculator?
Help to Buy calculator
TW staff with customer

Step 4. Apply for a shared equity loan

You'll need to apply for a Help to Buy shared equity loan worth up to 20% of the price of your new home. The maximum price of the home you can purchase is £300,000. There is no minimum amount.
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Step 5. Let us help you, every step of the way

Don't worry - our team will be on hand to help you to find your new home and to guide you through your Help to Buy application. Your Sales Executive will make sure the process of buying a new home with Help to Buy goes smoothly every step of the way, right up to the day you move in.
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Sales executive

And finally... Paying the loan back

The Government backed equity loan of up to 20% of the property’s value is interest free for the first five years.

You can repay the loan at any time or on the sale of your home. 
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Help to Buy calculator

Enter where you'd like to live, followed by your deposit amount to find out how the Help to Buy scheme could work for you.

 

Terms and conditions apply. Please visit taylorwimpey.co.uk/terms for full details.